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north face winter coat ng pace of sales comparable with prerecession levels. More credit-card spending, meanwhile, has helped prop up consumption, even though incomes and wealth levels are still below earlier peaks.Some critics worry about a lending bubble, but there’s virtually no sign of trouble (yet). Credit-data firm Experian recently noted a on auto loans, but delinquencies remain low by historical standards and there's no reason to think a one-time increase will generate a default crisis. The Federal Reserve’s latest report on credit and debt, meanwhile, shows default and delinquency rates have been falling steadily since the recession ended. Unless ther
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